VINNY SAVINGS CHECK 1.1 *********************************************************************** 1-INSTALLATION INSTRUCTIONS: To install Vinny SAVINGS CHECK utility run the install.exe program. The default setting will install in the [Program Files (x86)] directory and the sub-directory [Vinny Savings Check]. It will also put an icon on your desktop and a listing in your start menu. You will be offered a chance to change the default setting during the instalation process. An uninstall file will be created with access from the start menu. *********************************************************************** 2-REGISTRATION INSTRUCTIONS: Vinny SAVINGS CHECK utility offers a 5 day free trial period. Before it ends, email Vinny Graphics at address below and request an activation code. You will also have to go to the Vinny SAVINGS CHECK product page and click on the "Buy Now" icon. You can reach the product page by using the URL below or the Vinny Home Page button. This will allow you to purchase a Vinny SAVINGS CHECK license for ($2) using PayPal or any major credit card. As soon at the payment is received a Vinny SAVINGS CHECK activation code will be emailed to you. VINNY SAVINGS CHECK PRODUCT PAGE URL: http://www.vsansevero.com/savingcheck.html VINNY GRAPHICS EMAIL: vinny@vsansevero.com *********************************************************************** 3-USE INSTRUCTIONS: This utility provides a check on your long term savings. It calculates the annual amount you will be able to withdraw during retirement. It also estimates the number of years your savings will last. It can be used in an iterative manor adjusting annual savings amount , your estimates for investment return and inflation rates. You can fine tune your retirement annual draw to balance it against the number of years it will last. PROGRAM INPUTS: You can revise inputs at any time. 1-Current Long Term Savings and Investments. 2-Planned Annual Additional Savings. 3-Estimated Average Investment Return. Typical 5-9% 4-Estimated Ave Inflation Rate. Typical 3% 5-Planned Annual Retirement Draw Percent. Note: A good starting point is 2% more than your real return. Real return is Investment return minus Inflation. 6-Years Remaining Before Retirement. PROGRAM RESULTS: 1-Dollar Savings Available at Retirement. 2-Savings at Retirement Adjusted for Inflation. 3-Annual Draw Adjusted for Inflation. This is the annual amount you withdraw from savings during retirement. 4-Number of Retirement Years Provided for. NOTE: All results are updated automatically after each entry. VINNY GRAPHICS HOME PAGE: http://www.vsansevero.com/ ************************************************************************