VINNY SAVINGS CHECK 1.1


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1-INSTALLATION INSTRUCTIONS:

To install Vinny SAVINGS CHECK utility run the install.exe program. The 
default setting will install in the [Program Files (x86)] directory and
the sub-directory [Vinny Savings Check]. It will also put an icon on 
your desktop and a listing in your start menu. You will be offered a 
chance to change the default setting during the instalation process. 

An uninstall file will be created with access from the start menu.


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2-REGISTRATION INSTRUCTIONS:

Vinny SAVINGS CHECK utility offers a 5 day free trial period. Before
it ends, email Vinny Graphics at address below and request an
activation code. You will also have to go to the Vinny SAVINGS CHECK
product page and click on the "Buy Now" icon. You can reach the
product page by using the URL below or the Vinny Home Page button. 
This will allow you to purchase a Vinny SAVINGS CHECK license for ($2)
using  PayPal or any major credit card. As soon at the payment is 
received a Vinny SAVINGS CHECK activation code will be emailed to you.

VINNY SAVINGS CHECK PRODUCT PAGE URL:
     http://www.vsansevero.com/savingcheck.html

VINNY GRAPHICS EMAIL:
     vinny@vsansevero.com
                

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3-USE INSTRUCTIONS:

This utility provides a check on your long term savings. It
calculates the annual amount you will be able to withdraw
during retirement. It also estimates the number of years
your savings will last. It can be used in an iterative manor
adjusting annual savings amount , your estimates for
investment return and inflation rates. You can fine tune
your retirement annual draw to balance it against the
number of years it will last.

PROGRAM INPUTS:
  You can revise inputs at any time.

  1-Current Long Term Savings and Investments.
  2-Planned Annual Additional Savings.
  3-Estimated Average Investment  Return. Typical 5-9%
  4-Estimated Ave Inflation Rate. Typical 3%
  5-Planned Annual Retirement Draw Percent.
  Note: A good starting point is 2% more than your real
  return.  Real return is Investment return minus Inflation.
  6-Years Remaining Before Retirement.

PROGRAM RESULTS:

  1-Dollar Savings Available at Retirement.
  2-Savings at Retirement Adjusted for Inflation.
  3-Annual Draw Adjusted for Inflation. This is the annual
  amount  you withdraw from savings during retirement.
  4-Number of Retirement Years Provided for.

  NOTE: All results are updated automatically after each
  entry.

VINNY GRAPHICS HOME PAGE:
    http://www.vsansevero.com/

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